Consilium Portfolios

The Consilium series of portfolios offers 22 different options, including nine socially responsible investing (SRI) portfolios and four portfolios that are comprised only of portfolio investment entity (PIE) funds.

Consilium Portfolios

The Consilium portfolios utilise the best attributes of active and passive strategies.

The Consilium series of portfolios are developed from an evidence based asset class investment philosophy. They seek to outperform standard market returns by utilising the best attributes of active and passive strategies. The portfolios are highly diversified investing in over 10,000 underlying companies through shares and bonds. 

Three different styles of portfolios are available – classic portfolios, socially responsible investing (SRI) portfolios and portfolio investment entity (PIE) portfolios. Within each style there is a wide range of portfolios with different risk profiles. Your adviser will help you select which portfolio is best for you depending on your investment needs and preferences.

Classic Portfolios

Classic portfolios are constructed based on an evidence based asset class investment philosophy.  Over the long term, Classic portfolios aim to outperform a comparable mix of broad market index returns (before fees), by consistently tilting towards proven sources of higher long term expected returns.  In general, this approach favours the selection of low cost, highly diversified investments with stable investment mandates, ahead of high cost, concentrated and actively managed alternatives.

Portfolio returns* 1 year 3 years 5 years
Consilium Classic
20% Growth / 80% Income Portfolio
2.07% 4.60% 5.22% View Details
Consilium Classic
30% Growth / 70% Income Portfolio
1.44% 4.79% 5.77% View Details
Consilium Classic
40% Growth / 60% Income Portfolio
0.84% 4.85% 6.21% View Details
Consilium Classic
50% Growth / 50% Income Portfolio
0.15% 4.82% 6.63% View Details
Consilium Classic
60% Growth / 40% Income Portfolio
-0.66% 4.69% 6.98% View Details
Consilium Classic
70% Growth / 30% Income Portfolio
-1.30% 4.54% 7.32% View Details
Consilium Classic
80% Growth / 20% Income Portfolio
-2.14% 4.27% 7.60% View Details
Consilium Classic
90% Growth / 10% Income Portfolio
-2.93% 3.93% 7.83% View Details
Consilium Classic
98% Growth / 2% Income Portfolio
-3.52% 3.63% 8.00% View Details

SRI Portfolios

Following similar evidence based design principles as the Classic portfolios, the Socially Responsible Investment (SRI) portfolios invest only in funds that promote increased levels of social responsibility.  At a minimum, underlying investments will exclude companies involved in the production, manufacturing or significant sales of tobacco, controversial weapons, nuclear weapons or components developed or significantly modified for exclusive use in nuclear weapons, or auxiliary services related to nuclear weapons. In addition to these exclusions, SRI portfolios also have a significantly reduced exposure to greenhouse gas emissions and potential emissions from fossil fuel reserves, and an increased exposure to companies demonstrating sustainable business practices.

Portfolio returns* 1 year 3 years 5 years
Consilium SRI
20% Growth / 80% Income Portfolio
- - - View Details
Consilium SRI
30% Growth / 70% Income Portfolio
5.01% 6.68% - View Details
Consilium SRI
40% Growth / 60% Income Portfolio
- - - View Details
Consilium SRI
50% Growth / 50% Income Portfolio
5.13% 7.60% - View Details
Consilium SRI
60% Growth / 40% Income Portfolio
- - - View Details
Consilium SRI
70% Growth / 30% Income Portfolio
- - - View Details
Consilium SRI
80% Growth / 20% Income Portfolio
4.93% 8.55% - View Details
Consilium SRI
90% Growth / 10% Income Portfolio
- - - View Details
Consilium SRI
98% Growth / 2% Income Portfolio
4.68% 8.92% - View Details

PIE Portfolios

The PIE portfolios follow similar evidence based design principles as the Classic portfolios but, in order to deliver much greater tax convenience, only invest in funds which are portfolio investment entities (PIEs). The only exception is the small allocation to cash, which is not held within a PIE.

Portfolio returns* 1 year 3 years 5 years
Consilium PIE
30% Growth / 70% Income Portfolio
4.02% - - View Details
Consilium PIE
50% Growth / 50% Income Portfolio
4.10% - - View Details
Consilium PIE
80% Growth / 20% Income Portfolio
4.34% - - View Details
Consilium PIE
98% Growth / 2% Income Portfolio
4.54% - - View Details

*All returns are in New Zealand dollars and are net of fund management fees, but before custodial, administration and adviser fees, and before tax. Returns are calculated by compounding monthly returns and may be subject to rounding error. Returns are annualised for time periods greater than one year. The model portfolio returns presented above are based on an annual rebalance. Client gross returns will differ from model portfolio performance due to numerous factors, including, but not limited to, differing rebalance timing and/or rounding. This information is intended to be of a general nature and does not take into account your financial situation or goals and is not personalised advice. Past performance is no guarantee of future performance. Please note these returns are not intended to meet the requirements of Schedule 21 of the Financial Markets Conduct Regulations (FMC Regulations). To view model portfolio returns after fees and before tax (as required by Schedule 21 of the FMC Regulations), please see the relevant Investment Proposal.