Consilium Portfolios
Consilium SRI
40% Growth
60% Income
Suitable for investors with an investment time horizon of at least 5 years before seeking to spend large amounts of their portfolio. This portfolio is targeting moderate portfolio growth and should suit investors
able to accept a moderate amount of volatility.
Portfolio Performance
| Period ending 31 March 2022 | |||
| 1 year | 3 years | 5 years | Since inception |
| -0.92% | - | - | 8.67% |
Investment Objective
The investment objective of the portfolio is to utilise socially responsible funds (where available) to outperform the respective index portfolio as defined by the benchmarks below. Performance is evaluated on a gross basis (before tax, fees and other expenses have been taken into account) over the period of the minimum time horizon for which the portfolio is stated as being suitable.
Portfolio Holdings as at 30 April 2021
|
Asset |
Country of origin | Asset type |
Allocation |
|
| Harbour Sustainable NZ Shares Fund | New Zealand | Australasian equities | 16.1% | |
| Dimensional Australian Sustainability Trust | Australia | Australasian equities | 2.3% | |
| Dimensional Global Sustainability Trust (NZD) | Australia | International equities |
9.7% | |
| Vanguard Ethically Conscious International Shares Index Fund | Australia | International equities |
10.8% | |
| iShares MSCI EM SRI UCITS ETF (SUSM) | Ireland | International equities |
1.1% | |
| Harbour NZ Corporate Bond Fund | New Zealand | New Zealand fixed interest |
18.0% | |
| Dimensional Global Bond Sustainability Trust (NZD) | Australia | International fixed interest |
35.0% | |
| Vanguard Ethically Conscious Global Aggregate Bond Index Fund (NZD) | Australia | International fixed interest |
5.0% | |
| Cash* | Australia & New Zealand | Cash and cash equivalents | 2.0% | |
| Total | 100% | |||
Note
*Cash is in an on call facility held by ANZ Bank New Zealand Ltd. ANZ Bank has a Standard & Poor's short term rating of A-1+. This indicates that ANZ Bank’s capacity to meet its financial commitment on these obligations is extremely strong.
Benchmarks
As at 30 April 2021, the following benchmarks are used when reviewing underlying returns of asset classes and measuring performance for the above portfolios. Note these are subject to change without notice as more appropriate benchmarks become available. When reviewing the performance of underlying investments other benchmarks may be used that more closely approximate the objective of the investment.
|
Asset class |
Index |
Allocation | |
|
Australasian equities |
S&P/NZX 50 Index (Gross) S&P/ASX 200 Index (Total Return) |
16.1% 2.3% |
|
| International equities |
MSCI World ex Australia Index (hedged to NZD, net div.) MSCI World ex Australia Index (net div.) MSCI Emerging Markets Index (net div.) |
9.7% 10.8% 1.1% |
|
| New Zealand fixed interest | S&P/NZX A-Grade Corporate Bond Index |
18.0% |
|
| International fixed interest |
FTSE World Government Bond Index 1-5 Years (hedged to NZD) |
40.0% | |
|
Cash and cash equivalents |
New Zealand One-Month Bank Bill Yields Index |
2.0% |
|